SEPA transfers
A euro bank transfer can be convenient for an Irish account. Verify the beneficiary, IBAN and payment reference using the provider’s own interface, and do not rely on last-minute changes sent by a caller.
Documents / Payments
Money in.
Money out. Details first.
Indicative payment routes for Ireland. Confirm the provider, supported methods and final terms before making a transfer.
Withdrawal methods
The examples below describe processing after approval. They do not confirm that a particular operator currently supports these routes or that identity review is complete.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| SEPA bank transfer | Bank account | Free | 1–3 business days |
| Visa | Debit / credit card | Free | 1–5 business days |
| Mastercard | Debit / credit card | Free | 1–5 business days |
| PayPal | Digital wallet | Free | Within 24 hours |
A card return normally depends on the issuer supporting the route and can require the same card used for funding. A wallet withdrawal requires a supported verified wallet account. A SEPA transfer should use bank details accepted by the provider and held in the correct account-holder name.
Deposit methods
“Instant” describes an illustrative payment-rail processing time after successful authorisation. It does not promise instant account approval or immediate permission to trade.
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| SEPA bank transfer | Bank account | Free | 1–3 business days |
| Visa | Debit / credit card | Free | Instant |
| Mastercard | Debit / credit card | Free | Instant |
| PayPal | Digital wallet | Free | Instant |
| Apple Pay | Mobile wallet | Free | Instant |
| Google Pay | Mobile wallet | Free | Instant |
“Free” is the briefing’s platform-fee illustration. Actual availability and charges require confirmation. Banks, issuers, currency-conversion services and other third parties may charge independently.
Visa and Mastercard
Card payments may require issuer authentication. Authorisation, account credit and settlement are separate events; ask how a failed or reversed payment is handled before retrying.
Apple Pay and Google Pay
Availability depends on the device, underlying card and provider. A mobile-wallet deposit does not guarantee a matching withdrawal route, so confirm how money will be returned.
PayPal
A supported wallet route may process quickly after approval. Check account ownership, supported currencies and whether conversion or withdrawal charges apply at the wallet provider.
Before confirming a payment
Identify the legal provider and confirm that it is entitled to offer the service. Review the displayed currency, amount, charges and destination before authorising. Do not pay a personal account, conceal a transfer’s purpose or send money to release a supposed bonus.
Retain the payment reference and use the provider’s direct channel to query a delay. Read Withdrawal policy, AML / KYC and Fraud warning before funding.